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![a man in a hard hat](https://static.wixstatic.com/media/11062b_0bf8240601f84806b080a4afbc3d0996~mv2.jpg/v1/fill/w_147,h_98,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_auto/Protective%20Helmet.jpg)
Our Contractor's All Risk insurance policy is made up of different types of insurance cover, typically needed for building works. It covers tools, materials and any plant or machinery on site.
The policy will ensure that you are insured for interactions with the public (Public Liability) such as a trip or a fall over your equipment, other people's property, and your tools and equipment.
If you employ anyone, you will also need Employer's Liability Insurance.
Builder's Insurance
![a man in a hard hat](https://static.wixstatic.com/media/11062b_0bf8240601f84806b080a4afbc3d0996~mv2.jpg/v1/fill/w_147,h_98,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_auto/Protective%20Helmet.jpg)
You could also look at the following if you have a vehicle that you use for business:
Breakdown Cover
GAP Insurance or Total Loss Protection. Guaranteed Asset Protection Insurance covers the difference between your insurance offer at the point your vehicle is written off or declared a total loss and the value of your vehicle at the time of purchase. It will also cover any outstanding finance payments.