Taxi Insurance, known as Private hire insurance is cover for UK taxi drivers who carry pre-booked passengers in return for payment (it’s also known as Hire & Reward). If you're a taxi driver working for a ride-hailing app like Uber or Bolt, you’ll need private hire taxi insurance. Depending on the level of insurance you choose, it can cover you and your vehicle, plus other people and their property.
Taxi Insurance
Insurance Taxi Cover
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There are three main types of Taxi cover to choose from: policy-only, named driver and any driver.
As well as these three, you will also need to choose whether you have third party only, third party, fire & theft or fully comprehensive cover; just as you would for a standard motor insurance policy.
We advise that you consider whether you need these additional types of cover to support your Taxi Insurance policy:
You could look at the following:
Breakdown Cover
GAP Insurance or Total Loss Protection. Guaranteed Asset Protection Insurance covers the difference between your insurance offer at the point your vehicle is written off or declared a total loss and the value of your vehicle at the time of purchase. It will also cover any outstanding finance payments.
You may also want to consider the non vehicle insurances below: